No one wants to be paying more than they have to. Take the time to answer a few simple questions and we will do the hard work for you. With the Zenith Finance complimentary loan health check we will take the time to review your current situation and present your options moving forward. It’s a great way to ensure you are getting the best rate and term available on the… Read more
Managing cash flow is a vital part of running a successful business. Some business owners think managing cash flow simply means keeping track of how much money enters and leaves their business, but there’s actually more that goes into it. Cash flow forecasting, for example, is an incredibly valuable tool that helps you anticipate cash flow issues, plan for days when your cash flow is limited, and show the bank… Read more
Rising interest on debt can be a curse when running a small business. However, there are some quick and easy policies you can start using to combat interest rate rises. Individually, small steps can add some value to a business, but when combined they can make significant differences. Think of your business like a car in development. Improved aerodynamics, fuel injection and weight loss might separately increase fuel economy, but… Read more
If you’ve frequently been asking yourself if it’s the right time to buy a home, there are several things to first consider. Three things to think about are the current market conditions, the interest rates, and the amount of available housing. Current Market The current market conditions may help you determine if it is the right time to buy a home. If prices are starting to increase, you may want… Read more
When you’re reviewing your investments, it’s important to remember that income and returns come from two main sources, Capital Gains and Interim Income. Capital gain (or loss) This is the difference in the overall value of your investment between when you purchased it and now (or the date that you sold it.) You can work it out as: ((Current or sale price per unit – purchase price) * number of… Read more
It pays to be organised this financial year It’s nearly time to wrap up yet another financial year and it really does pay to get in early if you are considering equipment or car purchases. Due to COVID-19 disruptions it is taking longer to process all elements relating to setting up the loan. For equipment and car finance banks are slower to process new deals and require more information than… Read more