Home Loans

Let’s make your home loan simple

Make your home loan work for you

Buying a home is one of the biggest financial decisions you’ll make — and it should be exciting, not overwhelming.

At Zenith Finance, we take the stress and guesswork out of finding the right home loan by doing the hard work for you.

Whether you’re a first home buyer, upgrading, investing, or refinancing, we’ll guide you through your options, explain the pros and cons in plain language, and negotiate with lenders on your behalf. With access to a wide range of banks and non-bank lenders, we can help you secure a competitive interest rate and loan structure that fits your life.

Personalised financial advice and ongoing support

First Home Buyer Loans

Finance solutions with features and incentives tailored to first-time buyers.

Owner-Occupier Loans

Competitive rates and flexible repayment options for your primary residence.

Investment Property Loans

Structures that support long-term growth and tax-effective strategies.

Refinancing & Debt Consolidation

Reduce repayments, access equity, or simplify multiple debts into one loan.

Fixed & Variable Rate Loans

Choose stability, flexibility, or a mix of both to suit your risk profile.

Low-Deposit & Guarantor Loans

Helping buyers enter the market sooner with tailored low-deposit solutions.

*Base rate only.
The Lender’s credit assessment criteria, conditions, fees and charges apply. Interest rates quoted are indicative only, and are subject to change without notice.

**Comparison rate
Comparison rate is based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

CONTACT THE ZENITH TEAM

Opening doors for home owners

Whether you’re buying your first home, a new home, refinancing your current mortgage or buying an investment property, our team will ensure you have the finance you need.

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