Offset vs Redraw: Which Saves You More in Real Life?
Offset and redraw accounts are often explained as if they’re basically the same thing. They’re not. On paper, both can […]
How to Prepare for a Finance Appointment So You Get Better Outcomes
When it comes to a finance appointment the better prepared you are, the better the outcome tends to be because
Pre-Approval Explained
Getting pre-approval can feel like a big win. It’s often described as “the green light” to start house hunting and
Broker vs Bank: Who’s Working for You?
When it comes to getting a loan in Australia, most people default to what feels familiar: walking into their bank,
Using Equity to Grow Wealth
Equity is powerful and dangerous depending on how it’s used. What Is Equity Equity is the difference between: What your
Refinancing in Australia: When It’s Worth It (and When It’s Not)
Refinancing gets talked about a lot usually when rates move, the RBA makes headlines, or a bank rolls out a
Should I Buy or Finance My Business Vehicle? A Cash-Flow Breakdown
When your business needs a new vehicle, it’s tempting to focus on one question: “What’s the cheapest option?” But the
Fixed, Variable or Split Loans: How to Choose in a Rising or Falling Rate Market
If you’ve ever Googled or ChatGPT’d “fixed vs variable home loan” and ended up more confused than when you started,
Merry Christmas from the team at Zenith Finance
As 2025 comes to a close, all of us at Zenith Finance want to extend our heartfelt thanks to every
Understanding the new First Home Buyers incentives across Australia
Australia-wide (Federal) As of 1 October 2025 the Australian Government 5% Deposit Scheme replaces the previous Home Guarantee streams. It